10 cost groups. Payroll pulls from the Payroll tab automatically.
Revenue
$0
Expenses
$0
Net Profit / (Loss)
$0
Profit Margin
0%
Planning tool only. Confirm tax, insurance & retirement figures with a licensed CPA or financial professional.
1Rates & Assumptions
Set your default rates. You can override commission per tech below.
2Special Benefits
The two key numbers for tech retention.
These apply to both W2 and 1099. On 1099 the shop owes no benefits by law, but if you choose to offer life insurance or a retirement match to a contractor, enter it here and it will be added to your cost.
3Technicians
Enter each tech's service sales. Cost is calculated live.
Total Wages / Pay
$0
Employer Taxes
$0
Life / Illnesses Ins
$0
Retirement Match
$0
Total Payroll Cost to Shop
$0
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Unlock your full report
Enter your details to view and print your complete monthly Profit & Loss summary. It's free.
Monthly Summary
Payroll basis: W2
Total Revenue$0
Rent$0
Payroll (total cost to shop)$0
Supply$0
Utilities$0
POS / Card Fee$0
Insurance$0
CPA / Tax / Legal$0
Marketing$0
Repair / Maintenance$0
Owner Pay & Reserve$0
Total Expenses$0
Net Profit / (Loss)$0
Profit Margin0%
Payroll Detail
Wages / Contractor Pay$0
Employer Taxes$0
Life / Illnesses Insurance$0
Retirement Match$0
Tip: use your phone's Share → Print to save this summary as a PDF for the client file.
Disclaimer & Terms of Use
Estimates only. This calculator is provided for general planning and educational purposes. All results are estimates based on the numbers you enter and do not represent actual, audited, or guaranteed figures.
Not professional advice. This tool does not provide tax, legal, accounting, insurance, or financial advice, and does not create any advisory or fiduciary relationship. It is not a substitute for a licensed CPA, attorney, or financial professional. Consult a qualified professional before making any business, tax, payroll, insurance, or retirement decision.
Worker classification (W2 vs 1099). Whether a worker is an employee (W2) or an independent contractor (1099) is determined by federal and state law based on the facts of the working relationship — not by preference. Misclassifying workers can result in significant back taxes, penalties, and legal liability. Confirm each worker's correct status with a CPA or employment attorney.
Tax & benefit rates. Payroll tax rates, unemployment rates, and workers' compensation rates vary by year, state, and carrier. The default values shown are examples only and may not reflect your actual obligations. Verify current rates with your CPA or payroll provider.
Life insurance & retirement. Any life insurance or retirement figures entered are illustrations only. This tool does not compare or rank life insurance against 401(k), IRA, Roth, or other investment or retirement products, and does not suggest that any insurance product replaces a traditional retirement plan. Product suitability depends on your individual situation — speak with a licensed insurance or financial professional.
Your data. Numbers you enter are stored only on your own device in your browser. Clearing your browser data or using another device will not carry them over. Do not enter Social Security numbers, account numbers, or other sensitive personal information.
No liability. The provider of this tool accepts no liability for any decision made or action taken based on its output. Use is entirely at your own risk.